Protect what matters
Plan for What's Next
Helping individuals, families and businesses find the right health coverage and build a healthier future with clarity and confidence. As a licensed independent broker nationwide across all 50 states, we compare top-rated carriers on your behalf — so you get the best plan for your life and your budget, with zero pressure and zero guesswork.
Protect what matters
Plan for What's Next
Helping individuals, families and businesses find the right health coverage and build a healthier future with clarity and confidence. As a licensed independent broker across all 50 states, we compare top-rated carriers on your behalf — so you get the best plan for your life and your budget, with zero pressure and zero guesswork.
Why Choose Us
Your Comfort and Clarity Are Our Priority
We Don’t Sell Policies, We Find the Right Fit for. As an independent broker, we work for you not for the insurance companies. That means you get honest, unbiased guidance across multiple carriers so you can make the best decision for your health and your budget.
Independent & Unbiased
We represent multiple top-rated insurance carriers giving you real choices, not a single company's pitch.
Personalized Enrollment Support
From your first question to your final enrollment, we walk alongside you every step of the way at no extra cost.
ACA, Medicare & Supplemental Plans
Whether you need Marketplace coverage, are turning 65, or want a gap-filling supplement plan we have the expertise to match you correctly.
We Specialize in Simplifying Health Insurance
At Wholly Covered Insurance Solutions, we believe every person deserves to understand their health insurance options not just sign a policy and hope for the best. With a background spanning 7+ years in the healthcare profession and a dedicated focus on insurance for 3+ years, we bring both clinical understanding and coverage expertise to every consultation. We work independently, which means our loyalty is to you not to any single insurance company. From ACA Marketplace plans to Medicare Advantage, Medigap, and supplemental coverage, we help you compare, understand, and enroll with total confidence.
Arianna R. Howard
YOUR BROKER ARI
We Specialize in Simplifying Health Insurance
At Wholly Covered Insurance Solutions, we believe every person deserves to understand their health insurance options, not just sign a policy and hope for the best. With a background spanning 7+ years in the healthcare profession and a dedicated focus on insurance for 3+ years, we bring both clinical understanding and coverage expertise to every consultation. We work independently, which means our loyalty is to you — not to any single insurance company. From ACA Marketplace plans to Medicare Advantage, Medigap, and supplemental coverage, we help you compare, understand, and enroll with total confidence.
Arianna R. Howard
YOUR BROKER ARI
Our services
Comprehensive Health Insurance Solutions for You and Your Family
Covering You Completely — With Clarity, Care, and Confidence
ACA Marketplace Plans
Find affordable individual and family coverage through the Health Insurance Marketplace. We check your subsidy eligibility and compare plans side by side so you only pay what you should.
Medicare Advantage Plans
Turning 65 or already on Medicare? We help you navigate Part C plans that bundle hospital, medical, and prescription coverage from the top-rated carriers in your state.
Medicare Supplement (Medigap)
Reduce your out-of-pocket exposure with a Medigap policy designed to fill the gaps Original Medicare leaves behind. We find the right fit based on your health needs and budget.
Supplemental & Gap Coverage
From dental and vision add-ons to critical illness and short-term plans we round out your coverage so unexpected costs never catch you off guard.
Our services
Comprehensive Health Insurance Solutions for You and Your Family
Covering You Completely — With Clarity, Care, and Confidence
ACA Marketplace Plans
Find affordable individual and family coverage through the Health Insurance Marketplace. We check your subsidy eligibility and compare plans side by side so you only pay what you should.
Medicare Advantage Plans
Turning 65 or already on Medicare? We help you navigate Part C plans that bundle hospital, medical, and prescription coverage from the top-rated carriers in your state.
Medicare Supplement (Medigap)
Reduce your out-of-pocket exposure with a Medigap policy designed to fill the gaps Original Medicare leaves behind. We find the right fit based on your health needs and budget.
Supplemental & Gap Coverage
From dental and vision add-ons to critical illness and short-term plans we round out your coverage so unexpected costs never catch you off guard.
Why Work With Us
Health Insurance Guidance That Works Around Your Life
You shouldn't have to navigate deductibles, networks, and enrollment windows alone. As your dedicated independent broker, we handle the research, compare the carriers, and walk you through every option in plain language at no cost to you. Insurance companies pay our commission, which means our consultation is completely free. What you get is an experienced advisor in your corner, fighting to make sure your coverage actually works when you need it most.
Getting the Right Coverage Is Easier Than You Think
Tell Us About Your Needs
Schedule a free consultation by phone, video, or online. We'll ask a few simple questions about your health, budget, and coverage goals.
We Compare Your Options
We research plans from multiple top-rated carriers licensed in your state — ACA, Medicare, Medigap, or supplemental — and identify the best matches for you.
Review Your Personalized Plan
We walk you through your top options in plain language. No jargon. No pressure. Just clear, honest guidance so you can decide with confidence.
Enroll & Stay Protected
Once you've chosen your plan, we handle the enrollment process from start to finish — and we stay available whenever questions come up down the road.
